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However, new self-employed workers those beginning or changing their line of self-employment in are awarded daily benefits by the local CPAM where they reside. If you were previously a member of another compulsory health insurance scheme, either through employment or a period on unemployment benefits, your period of membership in that scheme can be taken into account provided that you transitioned directly from one scheme to the other with no break in coverage.
Pages 1 and 2 of the medical leave prescription your doctor has issued you must be sent to your self-employed workers' Social Security scheme branch or to the CPAM to which you belong. If your average yearly income is 3, Daily benefits are paid after a 3-day waiting period. However, if medical leave is prescribed for fewer than 7 days and there is no hospital stay, no benefits are paid a 7-day waiting period applies.
There is no waiting period if leave is prescribed for pregnancy complications or if leave for a long-term illness is extended.
How long you will receive daily benefits depends on the type of medical leave you have been prescribed:. As under France's general scheme, if you are prescribed medical leave under one of these two categories, you will be eligible to receive daily benefits for up to 3 years days for medically prescribed part-time employment provided that the leave was medically justified. If you are prescribed medical leave that is not connected to a long-term condition illness, accident, etc. Craftspeople, shopkeepers, and private-practice professionals who are members of the self-employed workers' Social Security scheme in their own right are eligible for maternity benefits if they are up-to-date with the payment of their compulsory health and maternity contributions and have been members of the scheme for 10 months on the expected date of delivery or adoption.
Previous periods of membership can be taken into account under certain circumstances. In addition, to be eligible for benefits at the standard rates, members must report more than 3, Your care will be covered by the approved organization you chose when you created your business -or by the local CPAM where you reside if you are a new self-employed worker- according to the following reimbursement rates:.
Company directors can receive two different pregnancy-related benefits from the self-employed workers' Social Security scheme at the same time. This benefit is intended to compensate for a decreased work load. When the birth takes place before the end of the 7th month of pregnancy, the entire amount is paid following delivery. This is paid to women who stop working for at least 8 weeks, 6 of which must immediately follow delivery.
Self-employed workers are entitled to days of medical leave 16 weeks. Your medical leave can be extended under certain circumstances pregnancy-related difficulties or complications, premature birth, twin birth, or hospitalization of the child. Company directors are eligible for paternity leave and can be paid daily paternity leave benefits by the self-employed workers' Social security scheme. In all cases, the applicant must have been a member of the scheme for 10 months.
Paternity or adoption leave is granted to the father as well as, where applicable, to the spouse, de facto partner, or civil union "pacs" partner if he is a member of the self-employed workers' Social security scheme. Company directors receive daily benefits at a flat rate of These can be paid for:. If a company director's earned income comes to less than 3, For contributing spouses, the "substitution" benefit "de remplacement" is paid at a rate of It is paid for the same amount of time as to fathers who are company directors.
Family benefits contributions are paid by all self-employed workers and private-practice professionals. Most of these benefits are means-tested. Family benefits, which are awarded from your 2nd child, are paid at a rate that varies based on household income. Self-employed workers are not covered for industrial accidents and occupational illnesses. However, they can choose to take out voluntary coverage through their local health insurance fund CPAM.
Limetrees Message. I am an artisan and in the process of completing the above form. Sure Sweeps incorporating Black Cat Services. Your Name. Business Registration 7. Business Premises 8. Business Taxation Other Taxes Social Security Guide to Starting a Business in France Structure of Social Security System A business owner pays social security contributions for health care, family allowances, invalidity, pension and death.
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